INTEREST RATE NOTICE
Interest Rate Notice Date: 12/06/2022
Type of Loan Mortgage Rate Borrower Assistance*
FHA/VA/USDA-RHS 0.000 3.00%
FHA/VA/USDA-RHS 0.000 4.00%
Freddie Mac HFA Advantage OR Fannie Mae HFA Preferred 6.375 0.00%
Freddie Mac HFA Advantage OR Fannie Mae HFA Preferred 0.000 3.00%
Freddie Mac HFA Advantage OR Fannie Mae HFA Preferred 0.000 4.00%
Fannie Mae Above 80% AMI 6.750 0.00%
Fannie Mae Above 80% AMI 0.000 3.00%
Fannie Mae Above 80% AMI 0.000 4.00%

* Please note on the SMAP program that USDA/RD rates are subject to the USDA Daily Maximum rate limit and may not be available to lock on a given day. Please verify with you lender for availability.

*45 Day Lock to Lender

COMFORT OF HOME PROGRAM
Interest Rate Notice Date: 12/06/2022
Mortgage Rate Borrower Assistance* Type of Loan Income Restrictions**
GOVERNMENT LOANS
6.250% 0.00% FHA, VA, USDA =< $114,520
0.000% 2.00% FHA, VA, USDA =< $114,520
0.000% 3.00% FHA, VA, USDA =< $114,520
0.000% 4.00% FHA, VA, USDA =< $114,520
0.000% 5.00% FHA, VA, USDA =< $114,520
CONVENTIONAL LOANS
6.375% 0.00% Fannie Mae OR Freddie Mac =< $65,440
0.000% 3.00% Fannie Mae OR Freddie Mac =< $65,440
0.000% 4.00% Fannie Mae OR Freddie Mac =< $65,440
0.000% 5.00% Fannie Mae OR Freddie Mac =< $65,440
6.625% 0.00% Fannie Mae =< $114,520
0.000% 3.00% Fannie Mae =< $114,520
0.000% 4.00% Fannie Mae =< $114,520
Rate Lock to Lender: 70 Days*** Purchase by Servicer: 02/14/2023
Purchase Price: 102.00 Lender SRP****: 2.00

Thank you for your interest in partnering with JPFA to bring homeownership to our community. We are excited to provide a unique opportunity for your borrowers and look forward to collaborating to close affordable home loans with you while mitigating risk.